Foreign National Loans

 

Foreign National Miami

At Sun Capital Mortgage, we provide financing for non U.S. Residents. Our foreign national loan programs feature low documentation with quick, easy approval. We specialize in providing financing to international borrowers. These loan programs are specially designed for foreign nationals to streamline and expedite the loan process.  We offer flexible mortgage options for non-U.S. citizens.

We are deeply committed  to helping non-U.S. borrowers who want to own a residence here. Our team of experienced loan officers can simplify the process for you, just as they have for many others from countries around the world.

Some basics you should know about obtaining a Foreign National loan:

• Credit verification is required; we accept international credit reports. U.S. credit is Not required.

• Pre-qualification can help streamline your property shopping process

• Proof of income, property ownership and employment or business ownership will be necessary

• A valid international passport and secondary ID are required

• A U.S. visa may also be required (varies by country)

• No U.S. Social Security number or Resident Alien Card required

Residential Programs

Types of Programs:

• Fixed Rates
• Adjustable Rate
• Fully Amortized Loan

Payment Features:

Loan Size:

• from $ 250,000. to $ 10,000,000.

Title to Property:

• The property may purchased in a personal name, Corporation or Limited Liability Company (LLC)

Sample Required Documentation:

1. Valid Passport and US Visa
2. Copy of the last 2 bank statements
3. Two credit reference letters
4. Two banking reference letters
5. For Self-employed: Accountant's letter stating the last 2 years of income.
6. Employees: Employer’s letter stating the last 2 years of income.
7. Copy of Corporation or LLC formation ( if title will held in corporation)
8. Copy of the purchase agreement -Property types: Condominiums, Single Family Residences, Townhouses, Condo-Hotels, Luxury Condominiums
9. * Additional documentation may be required by loan underwriter / investor

For additional information, please call us now at 305-521-9100  to speak to one of our foreign national mortgage specialists or apply online and one of our foreign national loan specialists will email or call you today.

 

 

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